Voluntary Benefits
Enroll in Accident, Critical Illness, and Hospital Indemnity
Voluntary plans like Critical Illness, Accident and Hospital Indemnity pay a cash benefit directly to you when you or a covered dependent experience a health event like an illness, diagnosis, or an accident.
These are separate from primary medical plan and do not count as minimum essential coverage under the Affordable Care Act and are not a substitute for major medial coverage. However, they help cover costs not typically covered by a major medical plan, like lost wages, transportation, and child care. You can also use the cash you receive to pay for your medical plan deductible and coinsurance.
This is 100% employee-paid benefit.
Learn more about each plan below.
Accident
Accident insurance pays for a long list of covered care for minor and more serious injuries.
Critical Illness
Critical Illness pays lump-sum benefit at the diagnosis of a covered illness. You choose the level of coverage—increments of $10,000, up to $40,000.
Hospital Indemnity
Hospital Indemnity Insurance pays lump-sum benefit when hospitalized occurs. Can be planned or unplanned stay.
