Voluntary Benefits
Extra Financial Protection When You Need It
Voluntary benefits like Critical Illness, Accident and Hospital Indemnity provide cash benefits directly to you when you or a covered family member experiences a covered illness, diagnosis, accident or hospital stay.
The money is yours to use however you need it—whether that’s helping pay your medical deductible, coinsurance and other out-of-pocket costs, or everyday expenses like lost wages, transportation or child care.
These benefits are 100% employee-paid.
Learn more about each plan below.
Aetna Supplemental Coverage
Phone:
1-800-607-3366
Website:
aetna.com
Coverage Information
Coverage
Click on each benefit below to learn more about what’s covered and how the plan pays benefits.
Don’t forget your $50 Health Screening Benefit! The Critical Illness and Accident plans include a $50 benefit for completing an eligible preventive health screening—helping offset the cost of your premiums and putting cash back in your pocket. Collect up to $100 if enrolled in both.
These plans supplement your medical coverage—they do not replace it. They are not major medical coverage and do not qualify as minimum essential coverage under the Affordable Care Act.
Additional resources
Enrollment & Additional Benefits
Enroll in Accident, Critical Illness, and Hospital Indemnity
Voluntary plans like Critical Illness, Accident and Hospital Indemnity pay a cash benefit directly to you when you or a covered dependent experience a health event like an illness, diagnosis, or an accident.
These are separate from primary medical plan and do not count as minimum essential coverage under the Affordable Care Act and are not a substitute for major medial coverage. However, they help cover costs not typically covered by a major medical plan, like lost wages, transportation, and child care. You can also use the cash you receive to pay for your medical plan deductible and coinsurance.
This is 100% employee-paid benefit.
Learn more about each plan below.
Accident
Accident insurance pays for a long list of covered care for minor and more serious injuries.
Critical Illness
Critical Illness pays lump-sum benefit at the diagnosis of a covered illness. You choose the level of coverage—increments of $10,000, up to $40,000.
Hospital Indemnity
Hospital Indemnity Insurance pays lump-sum benefit when hospitalized occurs. Can be planned or unplanned stay.
