2026 OPEN ENROLLMENT (3)
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BENEFITS

Disability

Lincoln Financial Group

Protect Your Income During an Illness or Injury

Beacon Mobility offers Short-Term Disability (STD) and Long-Term Disability (LTD) coverage to help protect your income if a covered illness or injury keeps you from working. Coverage is available to eligible full-time employees working at least 30 hours per week.

Short-Term Disability (STD) replaces 60% of your weekly earnings, up to $3,000 per week. Benefits generally begin after a 30-day waiting period and may continue for up to 26 weeks. Maternity benefits are also available based on the type of delivery.

Long-Term Disability (LTD) is 100% employee-paid and replaces 60% of your monthly earnings, up to $10,000 per month. Benefits generally begin after a 180-day waiting period.

New York employees may also have access to state-required disability and Paid Family Leave benefits.

Contact Lincoln Financial

Phone:

1-800-431-2958

Website:

lincolnfinancial.com

Coverage Information

Coverage

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Short-Term Disability

For all Full-time employees working a minimum of
30 hours.

View plan details

Long-Term Disability

For all Full-time employees working a minimum of
30 hours.

View plan details

Additional resources

Contact Information

Enrollment & Additional Benefits

Complete open enrollment through Workday

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Disability Plans for Full-Time Employees:

Beacon Mobility offers a short-term and long-term disability coverage that’s designed to support full-time employees working a minimum of 30 hours. For short-term disability, it’s 100% employee-paid, providing a 60% weekly benefit, up to a maximum of $3,000, with a 30-day elimination period and a maximum duration of 26 weeks. There are also maternity options tailored to delivery. New York employees benefit from automated claim processing and paid family leave adjudication. On the long-term disability side, it’s again 100% employee-paid, delivering a 60% monthly benefit, capped at $10,000, with a 180-day elimination period.

Contact Information

Short-Term Disability

For all Full-time employees working a minimum of 30 hours.

Benefit Summary

Long-Term Disability

For all Full-time employees working a minimum of 30 hours.

Benefit Summary

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