Medical
Your Medical Coverage, Made Simple
Explore your Beacon medical coverage options, compare plan features, access Summary of Benefits and Coverage (SBC) documents, review plan booklets, and learn how Qualifying Life Events (QLEs) may allow you to make changes to your coverage during the year.
Aetna Member Services
Phone:
1-800-555-0123
Website:
aetna.com
Bay Bridge Administrators
Phone:
Doctor Finder: 1-800-677-1098
ID Cards: 1- 800-530-8666
ProCare Rx: 1-855-828-1484
Website:
www..multiplan.com
Coverage Information
Medical Coverage (Full-Time Employees)
Aetna provides medical coverage for eligible full-time employees who are regularly scheduled to work 30 or more hours per week. Explore your plan options, review coverage details, and access important plan documents. There are Aetna medical plan to choose from so you can find the right coverage and price to meet you and your family’s healthcare needs.
*IMPORTANT: The EPO Plan provides no out-of-network benefits. To receive benefits, you must select a primary care physician (PCP) with Aetna. Referrals are required for specialist visits.
Additional resources
Aetna Provider Lookup
Dependent Verification Documents
Acceptable Documents for Qualifying Life Events
Tobacco Surcharge Removal Opportunity
Medical Coverage (Part-Time Employees)
Bay Bridge offers Minimum Essential Coverage (MEC) plans for eligible part-time employees who are regularly scheduled to work 20–29 hours per week.
MEC plans are not major medical insurance. They are designed to provide coverage for preventive care and basic healthcare services, such as annual physicals, well-child visits, primary care, and urgent care. The plan also includes prescription drug coverage through ProCare Rx.
They provide limited or no coverage for hospitalization, surgery, emergency care, and specialist visits, which could result in significant out-of-pocket costs if you experience a serious illness or injury.
Consider adding Voluntary Accident, Critical Illness, and Hospital Indemnity insurance. These plans complement your MEC coverage by providing cash benefits paid directly to you when you experience a covered accident, illness, or hospital stay, helping offset out-of-pocket medical and everyday living expenses.
Beacon offers two MEC plan options with different coverage levels and costs. Review the plan details below to learn more.
Resco
Beacon Mobility is Partnering with Aetna:
Beacon Mobility is partnering with Aetna for 2026 and all employees meeting the full-time and part-time criteria outlined by your HR will be eligible for coverage. If your previous plan ran on a non-calendar-year basis, whatever deductible amount you had spent up until 12/31/2025 will apply to your 2026 deductible.
All of the benefits outlined in this guide are available to full-time Beacon Mobility employees. In order to be considered a full-time employee, you must work at least 30 hours a week.
Minimum Essential Coverage (MEC) plans are appropriate for those who want a basic level of coverage for things such as routine physicals, well-child care, and trips to a doctors’ office or urgent care center. Unlike traditional health insurance, MEC plans do not cover or have very limited coverage for hospitalization, surgical procedures, emergency care, or specialist visit. This means if you elect a MEC plan and experience a serious health event or condition, you will have significant out-of-pocket costs. MEC plans are intended to cover very basic health care needs and preventive care.
Beacon offers two types of MEC Plans with slight differences in coverage and costs. Click on the brochure and comparison below for more information on the Bay Bridge MEC plans (these plans are for part-time employees only working ~ 20 to 30 hours weekly).
